There are many reasons short term health insurance might be the best alternative for you: If you have an employer who doesn’t provide benefits.
Have you missed the annual Open Enrollment Period for Obamacare/ACA plans?
Do you want a lower deductible or monthly premium payment?
Do you need insurance right now? Are you between jobs and just need temporary health insurance or a lower-priced alternative to COBRA?
Are you self employed or run a small business? Are you retired but too young for Medicare? Does your hospital or doctor of choice not accept Obamacare?
Are Obamacare plan options just too expensive? Short term health insurance isn’t for everyone though. It is streamlined health insurance, designed to help you when you get injured or become ill. It does not cover pre-existing conditions, and it does not offer the minimum essential benefits of an Affordable Care Act (ACA) health plan -- no maternity, no mental health, etc…. But if you answered yes to any of those questions, short term health insurance could be the best option for you.
